Commercial buildings’ fire hazards have a non-negligible negative economic impact. The hazard of fire accident in commercial domains poses a high risk on huge investments that can be wiped out in a flash (FPASA, 2017). 1
Top fire areas within commercial sector
The top 3 areas within the commercial setting with the most fire municipal calls in South Africa during 2017 came from shops, offices, and restaurants/cafés. 2
Impact of fires on insurance and the commercial setting
There is a high risk belonging to public liability insurance with the continuous event of fire mishaps.
- For the insurer it is the risk of insuring an entire commercial complex rather than the risk of a single shop/warehouse/apartment.
- The risk for such businesses not having adequate insurance cover, and with the slightest occurrence of a fire hazard, the numerous casualties are being rendered jobless intensifying the issue of poverty.
Fire prevention for commercial/Industrial Industries checklist
Use the fire prevention tips below if you currently work in the commercial/industrial setting:
| Ensure electrical supply points are not overloaded | |
| Report loose or damaged electrical wires | |
| Report electrical fire hazards | |
| Combustible materials are kept far away from electrical supplies/equipment | |
| Flammable and combustible materials stored safely, away from the building and accessible to fire fighters | |
| Ventilation points are not blocked with dust or any other materials | |
| Main switches to electrical appliances not in use are switched off. | |
| No heating appliances at workstations/desks, such as heaters. Should heaters be available in offices, ensure they are fixed to reduce the risk of being knocked over. | |
| Rubbish or waste is stored away from the building and accessible to fire fighters | |
| Ensure electrical equipment is maintained and older or worn-out equipment is replaced | |
| Machinery is inspected, checked for adequate lubrication and clean | |
| Drip trays available to prevent oil spillage on the floor | |
| Contractors are aware of hot work procedures and controls | |
| “Hot work” – Prevent, suppress, and control heat and sparks | |
| In restaurants, clean cooking equipment regularly to prevent grease build up and fueling fire | |
| Dedicated smoking area for employees, away from flammable and combustible materials | |
| Staff are aware and trained on how to prevent fires |
